Thursday, March 09, 2006

Nightmares and Insurance

Yesterday hubby went to pick up older kid from school, then ran an errand with him. Before he left the house, his BG was 98. When he returned 40 minutes later, it was 36 (he didn't notice). Again, nightmare scenarios flit across my mind. What to do? Maybe I should ask him for solutions; the problem is convincing him that there is a problem.

That so clearly illustrates the inadequacy of single BG monitoring. They're only a snapshot in time, entirely missing trending: Is the BG going up? Plummetting down? No way to tell unless you check yourself at continuous intervals. And who has the time, or tolerance for pain, or money for the test strips to do that? And while I'm at it, here's the rant against insurance companies. How ridiculous is it to not cover test strips??! How do those not fall under the rubric of "medical care"? The companies do pay for yearly checkups (preventive care), why not test strips? Don't those provide preventive care as well? Here's the math: my husband spends about $200 on test strips per month. One ambulance trip to the hospital costs about $1000. For one trip (and we're not even counting the cost of hospital care, if only to monitor for x hours), you have 5 months' worth of strips.


At 20/3/06, Blogger Shannon said...

That's crazy that your insurance company doesn't cover test strips.

Perhaps you've done this already (or your husband), but I would fight to have them covered. We've had our insurance co. not cover certain things only to then cover them once we put up a stink about it.

At 20/3/06, Blogger AnnaQ said...

No, we haven't tried to fight the insurance company, but thanks for the suggestion! Do you have any specific strategies for how to best do that? I've had many a complaint get lost in the great blue yonder of insurance co. bureaucracy.
Thanks, AnnaQ

At 20/3/06, Blogger Shannon said...

I asked my husband since he typically deals with the insurance stuff and he said to call and ask to speak to someone from the "case management" department. Then ask the person from case management for an "exception".

It might take a few tries talking to a few different people on different occasions, but they're typically nice about it.

If you have co-payments on diabetes supplies, ask the endo for a prescription for 3 months worth/4 times a year. This way you're paying 1 co-pay for 3 months worth of stuff rather than a co-pay every month.

At 21/3/06, Blogger AnnaQ said...

Thanks for the tips Shannon. We'll pursue and see how it goes.


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